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| Big Five provides down payment and closing cost assistance to income eligible home buyers. Applicants first must complete a Home Buyers Education Seminar produced by Big Five. When the buyer enters into a purchase contract Big Five determines its financial participation in the transaction. |
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| Big Five can participate up to five percent of the loan amount in down payment and closing costs. Big Five's participation is in the form of a forgivable second mortgage that is written off if the home buyer remains in the home for five years. |
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